Last updated: [DATE]
This Payment Policy explains the payment methods we accept and how payments are handled at Birch & Basalt Co. (birchandbasaltco.com).
Accepted payment methods
Depending on what is enabled at checkout, we may accept:
- Major credit and debit cards (Visa, Mastercard, American Express, Discover)
- Shop Pay
- Apple Pay and Google Pay
- PayPal
The methods displayed during checkout reflect what is currently available. [Confirm this list matches the payment methods you have enabled in Shopify and edit accordingly.]
Secure processing
Payments are processed through Shopify's PCI-DSS compliant payment infrastructure and third-party payment providers. Your payment information is transmitted securely. We do not store full payment card numbers on our systems.
When you are charged
Your payment method is charged when your order is accepted. For some orders, a temporary authorization hold may be placed before the charge is captured.
Currency
All transactions are processed in U.S. dollars (USD). If you pay using a card denominated in another currency, your bank may apply conversion rates and fees that are outside our control.
Installments and financing
Where available, installment options such as Shop Pay Installments may be offered at checkout. These are provided by third parties and are subject to their own terms, approval, and eligibility requirements. [Remove this section if you do not offer financing.]
Declined payments
If your payment is declined, please verify your details and available funds, or use an alternate method. Orders cannot be fulfilled until payment is successfully completed.
Contact
Questions about payments can be sent to [hello@birchandbasaltco.com].